DSCR Loan vs. Conventional Mortgage: Which Is Right for Your Rental?
Published on: 22/03/2026
If you’re financing a rental property in Massachusetts, you have two main paths: a conventional mortgage that qualifies you based on personal income, or a DSCR loan that qualifies based on the property’s rental income. The right choice depends on your financial profile, how many properties you own, and how you plan to scale. Here’s a direct comparison.